Social Security Disability Programs

Many people use the phrase “Social Security Disability” as a generic term for describing benefits under the Social Security Act. There are a number of disability benefits available under the Social Security Act, including SSDI, SSI, Widow Benefits, and Adult Child Benefits.

SSDI benefits, otherwise known as Disability Insurance Benefits, are available to disabled individuals who have earned enough “credits” through work (reported earnings in five out of the last ten years before becoming disabled).

Widow Benefits:  If the surviving spouse is disabled and at least 50 years old, he/she may draw benefits based upon the earnings of the decedent spouse.  There are other requirements as well.  At age 60, a surviving spouse may obtain benefits regardless of disability status.

Disabled Adult Child Benefits are available to a child who becomes disabled before the age of 22 so long as his/her parent is deceased or drawing Social Security disability or retirement benefits.Basically, the child is able to draw benefits based upon the earnings of his/her deceased or disabled parent.

SSI benefits are paid to disabled individuals who are poor and have insufficient earnings to qualify for SSDI. SSI benefits can also be paid to a disabled child if the child is disabled and poor.

For more information, contact Patrick Cruise at The Hamilton Firm.


About tngainjurylawyer
Serious Injury Lawyer in Tennessee and Georgia.

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